We’ll Help Find the Vehicle That’s Right For You

If you are having trouble getting the car loan you need due to your bad credit history, you have come to the right place! believes that everyone deserves to find the car they are looking for, no matter what credit challenges they might be facing. We accept applications from everyone, so don’t let your bad credit hold you back any longer. We will help you find a car that fits within your personal specifications and budget at the same time - all at the best interest rates Canada’s leading banks have to offer!

Pick from a range of cars, trucks, vans and SUVs - there is every make, model, price and purpose you could want! is committed to helping our customers find the right fit for them. After all, with over 5,000 cars, that’s $75,000,000 in inventory that we move through with each approval. In our history, we’ve been able to get over 50,000 customers into used vehicles that are in fantastic shape and we hope to do the same for you too. Your perfect vehicle is out there and we’re here to help get you the bad credit car loan you need in order to find it.



  • Chevrolet Cruze
  • Chrysler 300
  • Dodge Charger
  • Dodge Challenger
  • Ford Focus
  • Ford Fusion
  • Honda Civic
  • Honda Accord
  • Hyundai Elantra
  • Hyundai Accent
  • Mazda 3
  • Nissan Sentra
  • Nissan Altima
  • Toyota Camry
  • Volkswagen Jetta

Don’t Sacrifice Your Safety for Lower Monthly

Safety is our number one priority at We only allow our customers to drive away in a vehicle we would be comfortable driving ourselves. All of the vehicles in our selection have been put through multiple safety inspections, performance tests, and leading industry standard testing. This makes sure you are only receiving the best quality new and certified used vehicles.

Other auto loan companies out there promise lower monthly payments in exchange for “100% guaranteed approval with $0 down”. While this seems like a great offer, what they don’t tell you is that these deals often result in customers overpaying for an unreliable vehicle. This means you will often end up with a model older than seven years with high mileage.

The cost might be lower in the beginning, but high-mileage vehicles tend to accumulate higher repair costs than what the buyer is expecting. You will end up paying more than you expected when choosing an older, high mileage vehicle as they will break down from use more quickly than newer models.

Older vehicles offer greater risk to bad credit car loan lenders, which is why we won’t sell them to you. Higher risk vehicles lessen your chances of getting approved for a loan with a fair interest rate. You might actually find yourself in a situation where you are paying a higher interest rate at the start of your loan with other lenders because they are expecting the loan to outlast the vehicle and want to get as much of your money upfront as possible.

Having a bad credit history doesn’t mean you have to lower your standards when selecting your vehicle. With, you can get the vehicle that suits your needs and fits within your budget too! It doesn’t have to be one or another - and if you choose us for your bad credit car loan, it won’t be!



  • Chevrolet Equinox
  • Dodge Durango
  • Dodge Journey
  • Ford Escape
  • Ford Explorer
  • Hyundai Santa Fe
  • Honda CR-V
  • Jeep TJ
  • Jeep YJ
  • Jeep Compass
  • Jeep Grand Cherokee
  • Mazda CX-5
  • Nissan Rogue
  • Nissan Pathfinder
  • Toyota RAV4

Choose an Auto Finance Company That Puts YOU First!

Unlike other auto loan companies, we genuinely want to help our customers find the right car for them while simultaneously rebuilding their bad credit history. In order to make sure you can do so while also remaining safe, all of our vehicles come fully certified, E-tested, reconditioned and plated in their names. Every car we offer meets Ontario’s standard safety certification requirements.

In addition to safety testing, we also do not carry any vehicles that are older than seven years or have high-mileage to ensure you are getting the most reliable options. Since newer models with low-mileage, the manufacturer’s warranty is typically still valid. This means that if there were any issues with your vehicle, you could still bring it in to get fixed.

A full history of your new vehicle will be provided once you have made your choice. This includes where your vehicle was located, the number of previous owners it may have had, any reported accidents and whether or not the vehicle was a rental or not.



  • Chevrolet Avalanche
  • Chevrolet Silverado
  • Chevrolet Colorado
  • Dodge Ram
  • Dodge Dakota
  • Ford F-Series
  • Ford Ranger
  • GMC Sierra
  • GMC Canyon
  • Honda Ridgeline
  • Nissan Titan
  • Nissan Frontier
  • Toyota Tundra
  • Toyota Tacoma

Your Satisfaction Is Important

On the chance that you are not satisfied with the vehicle you have chosen through, we will work with you to find a more suitable one. We offer a 30-day exchange policy that allows our customers to exchange their choice without any additional fees. If we do not currently have the vehicle in our inventory that you are specifically looking for, we will find it for you!

Additionally, we also offer free delivery of your vehicle to anywhere within Ontario! All you have to do is provide us with a time and place, and one of our reliable customer service representatives will personally drive your vehicle to you. Or, if you prefer to pick your vehicle up yourself, you can do so from our head office. Our goal is to make this process as easy as possible so just let us know which option works best for you!

There are many reasons you should feel good about choosing If you have a bad credit history you no longer have to let it get in the way of getting a car loan - all at the best rates Canada’s leading banks have to offer! Contact us today to get your bad credit car loan started.



  • Chrysler Town & Country
  • Dodge Grand Caravan
  • Ford Windstar
  • Honda Odyssey
  • Kia Sedona
  • Mazda5
  • Nissan Quest
  • Toyota Sienna

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