Car Loans Pickering


Credit Matters

Have you been on the hunt for a car loan in Pickering only to be denied again and again because of your credit? While it may seem unfair, the reality is—credit matters. This is because lenders at financial institutions like banks require some kind of promise that you will repay the loan that they grant you, which is done through your individual credit history and score.

Car from driving down a street

It may seem like the three-digit number that makes up your credit score is unimportant, but unfortunately, that is not the case. The financial system that Canada has put in place has come to heavily rely on credit score, taking it as a perfect representation of your financial responsibility. What this means is that in a lender’s eyes the higher the score, the better your credit, which to them proves you are a reliable borrower.

However, we know that’s not always the case.

There is a number of reasons why you might find yourself in a position with bad credit, and having bad credit can make it really difficult to obtain a car loan in Pickering. That’s where we come in.

Pickering Car Loans with

No one should be denied a car that they need to live their day-to-day life just because they have less than excellent credit. We accept and approve applications from everyone, no matter what their credit score may be. In fact, we have made our car loan application process easier than ever with our online application portal. All you have to do is provide us with a few personal details and you will be well on your way to getting approved!

Once you have submitted your application, you should hear back from us with your approval within a couple of days. You will then be able to browse our curated selection of over 7,000 new and certified used vehicles in order to choose your new ride. The best part? We deliver anywhere in Ontario for FREE! Just give us a time and place and we’ll meet you there.

New credit, no credit, or even bad credit— can help you get the car loan in Pickering that you need so you can get back onto the road ASAP!

New Credit Car Loans

When you are new to credit you will have a difficult time finding a car loan in Pickering. Lenders will be hesitant to grant you approval without an extensive credit history. In their eyes, if you are new to credit, there is not enough substantial proof that shows you are capable of repaying your loan.

When you apply for a new credit car loan with, you do not need a lengthy credit history. We approve applications from everyone, even those who are just starting their credit journey.

Newcomer Car Loans

When you move to a new country, your credit does not follow. That means if you have just moved to Canada, you are virtually starting over when it comes to your credit history. can help you rebuild your credit with our newcomer car loans in Pickering, making one aspect of your transition into your new life that much easier.

We also understand that financial institutions like banks can be very impersonal and cold, which is why we offer one-on-one customer service support to help with anything you may require. If you have any questions while filling out your application or about our process in general, one of our team members would be more than happy to walk you through everything you need to know.

No Credit Car Loans

Another reason you might have trouble getting a car loan in Pickering is that you have a credit history but no credit score. There could be any number of reasons why this is the case. For example, you might have just turned 18 and applied for your very first credit card. However, regardless of the cause, it should not hold you back from getting a vehicle that you may need.

When you apply for a no credit car loan with, not having a credit score won’t hold you back from being approved. Our specialized services can help people who may have found themselves in this tricky situation.

Additionally, a car loan can help you build your score or get it back to where you want it to be.

Bad Credit Car Loans

One of the most common reasons why someone might find themselves having a difficult time getting a car loan in Pickering is because of bad credit. The harsh truth is that it is extremely rare, if not impossible, that a bank will approve you for a car loan if they see you have bad credit. They will see it as an indicator of your unreliableness as a borrower, but we know that is not always the case.

There is a wide range of reasons why your credit might not be in the best shape, many of them being completely out of your control. However, you can rest assured knowing your application will be approved when you apply for a bad credit car loan with

In fact, a car loan is actually a great way to repair your credit. As long as you make sure you are paying back your monthly installments on time and for their full amount, you will be well on your way to a great score!

Contact Us

Don’t let your credit prevent you from getting the car that you need. When you choose to finance your next car, you are making the right decision. Our team is dedicated to finding you the best loan possible at the most competitive rates that Canada’s leading banks have to offer.

Contact us today to get on the road tomorrow!