Car Loans Oakville

Credit Matters

If you have just started your search for a car loan in Oakville, you will quickly realize that credit matters. The reason for this is because lenders require some kind of assurance or guarantee that you will be able to pay back your loan in full and on time. The way our society has decided to do so is by giving out credit scores.

Blue car financed through car loans in Oakville

Your credit score starts being calculated the moment you open any lines of credit, such as a credit card. This three-digit number takes five major components into consideration when making its calculation. The higher the number, the better the score. This seemingly insignificant, intangible number can be the difference between starting your own business, buying your first home, or even getting a car loan in Oakville.

It is an unfortunate fact that your credit score is taken as a perfectly accurate representation of your financial history. However, we know that this is not true. There are a variety of different life circumstances, most of them out of your control entirely, that may have led to your credit score not being as high as you may have hoped.

However, this does not mean you should be prevented from getting a car loan in Oakville that you need. Which is why we started

Car Loans with

Our services provide individuals who have found themselves in a situation where they can not get a car loan approval due to their credit. So, if you already have a great credit score, you do not need our help. You have already got this whole credit thing figured out and are well on your way to getting a car loan in Oakville – congrats!

Unfortunately, this is not the case for every hardworking individual in Ontario, but that is why we exist. We accept and approve car loan applications from everyone no matter what their current credit situation may be. So if you are tired of constantly applying to new car loans in Oakville only to be rejected again and again, you have come to the right place.

In fact, our application process is extremely straightforward. All you have to do is fill out a form online that should take you about 15 seconds… and that’s it! You should hear back from us within 24 hours of submitting with your car loan approval. You will then be able to choose a car from our curated selection of over 7,000 new and certified used vehicles.

So, whether you are brand new to credit, are new to Canada and just starting to build your credit history, have no credit score or even a bad one, can help you get the car loan in Oakville that you need.

New To Credit

You will likely have a difficult time finding a lender who is willing to approve your car loan in Oakville if you are new to credit. While this can seem unfair given that you know you will be able to make the necessary loan repayments, the lender will not see it that way. From their perspective, there will not be any evidence that you are capable of paying back your loan.

Fortunately, that is not the case when applying for a new credit car loan with In order to gain approval with our services, you do not need to have an extensive credit history. The basis of our platform is that we believe our customers deserve the best car loans in Oakville, no matter what their financial status may be.

Our three step application process is incredibly simple and will only take you about 15 seconds to fill out. We even offer one-on-one customer support if you need help in any way with the application and our car loan approval process. Once you hear back from us with your loan’s approval, you will have the opportunity to select your car from our wide range of over 7,000 new and certified used vehicles in Ontario.

Newcomers To Canada

Did you know that credit can’t follow you from country to country? That means if you have just moved to Canada you have likely found yourself in a situation where you are starting your credit over from scratch. As previously mentioned, being new to credit can make it difficult to get an approval for your car loan in Oakville. However, is here!

Our services can help make the transition into your new life here that much easier. Starting over in an entirely new country can be overwhelming, which is why we have strived to make at least one aspect of your transition that much easier.

Start rebuilding your credit history in Canada with a newcomer car loan!

No Credit Score

One of the reasons you may have difficulty getting your car loan in Oakville approved is because you have a credit history but not an actual credit score. This could happen for any number of reasons, but it is mostly due to the fact that your credit may be too new and there has not yet been enough time or data to calculate a score.

However, regardless of the reason why you do not have a credit score, you can easily be approved for a no credit car loan with Our specialized services can make sure you are approved within 24 hours of submitting your online application.

A car loan is also a great way to start building up your credit score. One of our dedicated team members will be more than happy to explain how a car loan in Oakville can make your credit score the best it can be.

Bad Credit Score

One of the more problematic and stressful reasons why you might have difficulty obtaining a car loan in Oakville is if you have a bad credit score. The unfortunate truth is that banks and other financial lenders are typically very unwilling to approve bad credit car loans in Oakville. This is because in their minds, a bad credit score equates to a bad borrower. But we know that is not always the case.

There are a wide variety of reasons why you might have a bad credit score, most of them being completely out of your control. does not judge our customers on their credit score. We offer car loans in Oakville to anyone who may need it. In fact, a car loan is the perfect chance to start repairing your score through regular, on time repayments.

Contact Us

There is no reason to let your credit score or credit history keep you from having your car loan in Oakville approved. You can rest assured that you are making the right choice when you choose to finance your next car. We will work hard to ensure that you receive the best loan at the lowest rates that Canada’s top banks can offer.

Contact us if you have any questions regarding’s process and approvals. One of our dedicated customer service representatives would be more than happy to assist you in any way that you may need. We are constantly looking for opportunities to improve our services, so let us know how best we can serve you.