Car Loans Georgetown


Why Credit Matters for Car Loans

If you have been looking into getting a loan for a car, you might have come to realize that your credit really matters. But why is that? The three-digit that is attached to your credit history does not seem like it’s that important… right? Wrong.


When it comes to obtaining a car loan in Georgetown, lenders require some kind of proof or reassurance that you will be able to repay your car loan. The way that they do this is through your credit score. From a lender’s perspective, a credit score is a definitive representation of your financial responsibility. The higher the score, the more trustworthy you are in their eyes.

However, we know that is not always true. There is a wide range of reasons why you might not have a great credit score, most of them completely out of your control. This can make it very difficult to find a car loan in Georgetown.

Your credit should not be what is keeping you from getting a car loan. That’s why we exist.

Georgetown Car Loans with

At, we thoroughly understand that there are a variety of factors that may have led you to a position where you cannot get your car loan approved through a bank. Our services are geared towards anyone in this position so that you don’t have to feel as if your credit is keeping you are trapped where you are.

We accept and approve car loan applications from everyone no matter what their current credit situation may be. And our application process could not be simpler! All you have to do is fill out our online application, which should take you about 30 seconds.

Whether you are new to credit, new to Canada, have no credit or even bad credit, can help you get the car loan in Georgetown you’ve been looking for.

New To Credit

When applying for a car loan in Georgetown, you can expect to have some trouble if you are new to credit. You will not have an easy time finding a lender who will approve your loan when you do not have an extensive credit history. You will seem like a risky investment to them as there is no proof that you are capable of paying back your loan… even if you are. They want to see the evidence that comes with a long credit history.

Luckily for you, there are other ways you can get that car loan. offers new credit car loans in Georgetown to anyone who has just started their credit journey. You will be able to rely on our services to grant you the car loan that you need as there is no need to have an extensive credit history to get approved!

Additionally, we provide one-on-one customer support to all of our customers so that you can get the answers to any questions you might have. Just give us a call and one of our dedicated team members will be able to help you.

Newcomers To Canada

Similarly, if you are new to credit in Canada, you will have a difficult time finding a car loan approval in Georgetown. This is because your credit history does not follow you from country to country. So if you have just moved here, you will have to basically start rebuilding your credit from scratch.

Doing so can be an extremely slow process, especially when you rely on a car to live your day to day life. In order to make at least one aspect of your transition into your new life a little easier, provides newcomer car loans in Georgetown. When you apply with us you can rest assured knowing that you will be approved, settling into your new life much more quickly.

Once you have received your approval, you will be able to browse our curated selection of over 7,000 new and certified used vehicles. The best part? We deliver anywhere in Ontario! Getting the car that you need should never be stressful, which is why you can just give us a time and location and one of our team members will drive your new vehicle straight to you.

No Credit Score

You may also find yourself in a position with no credit score, which can be tricky when applying for a car loan in Georgetown. It can be due to any number of reasons why you might have a credit history but no score. The most likely is that your history is too new so there is not enough data to calculate your score. For instance, you might have just turned 18 and applied for your first credit card.

Not having a credit score will not hold you back from getting a car loan with Our specialized services offer no credit car loans to individuals who have found themselves in these tricky situations. Within about 24 hours of applying, you should hear back from us with your approval.

Get your score built up in no time with a car loan with

Bad Credit Score

Probably one of the most notable reasons why you would have difficulties obtaining a car loan in Georgetown is if you have bad credit. The unfortunate reality is that many banks and other financial lenders are not willing to approve your loan if they see you have a poor credit score. In their eyes, a bad score means a bad lender. But like we said before, we know that this is not strictly true.

There are a variety of reasons that might have led to you having a bad credit score. Part of our beliefs is that we do not judge our customers based on their credit score. On the contrary, we want to help you with our bad credit car loans. We offer car loans to anyone who may not be able to get them through a traditional bank.

A car loan can be the perfect way to repair your credit in Georgetown. One of our customer service representatives will actually be able to provide you with tips so that you can make sure you are working towards improving your score, including making regular, on-time repayments of your loan.

Contact Us

When you choose to finance your next car, you are making the right decision. We provide car loans in Georgetown to anyone who may not be able to get one through a traditional lender such as a bank. Bad credit, no credit, new credit—it doesn’t matter! We will be able to help you.

Contact us today if you have any questions regarding our policies or application process. We will help you get started on finding the car loan in Georgetown that you need so you can get back on the road in no time at all!