Car Loans Ajax


Credit Matters

Your credit can stop you from finding a car loan in Ajax. To banks, credit matters. They will look at your credit history and credit score in order to determine whether or not you are a safe investment. Meaning, they use your credit as an indicator of your financial responsibility. So, if you are in a position where you have anything less than great credit, you might find yourself being denied from most financial institutions.

Man driving his car from

However, your credit should not be the reason you can’t get that car loan in Ajax that you need. We understand that there can be any number of extenuating circumstances that have led you to being in this position. And that is why we want to help!

Ajax Car Loans with

Did you know that checking your credit online will not affect your score? This three digit number is valued based on its size, which means that the higher the number, the better your score. After checking online, if you have a high credit score, you are already well on your way to obtaining a car loan in Ajax and won’t need our help—congrats! Unfortunately though, this is not the case for every hard working adult in Ontario.

Low scores and bad histories generally mean you won’t have any luck trying to find a car loan through a traditional lender such as a bank. Luckily for you, that’s why we exist! When you apply for a car loan with, you have a much better chance at being approved.

Now, you may be thinking that this is just one more company asking you to fill out yet another online application, but our application process is easier than ever! All you have to do is fill out our online application with a few vital pieces of information, which should only take you 30 seconds. After you click submit, you should hear back from us with your car loan approval within a couple of days. That’s it!

We are dedicated to helping everyone, regardless of what their credit might be. So, if you are new to credit, just starting to build your credit in Canada, have no credit score, or even bad credit, can help you find the car loan in Ajax that you are looking for.

New Credit Car Loans

If you are new to credit, you can expect to have a difficult time finding approval for your car loan in Ajax. This is because you will not have an extensive credit history. So in a lender’s eyes, there is very little evidence that indicates you are a good borrower, making you a risky investment for them. They need a guarantee that you will repay you loan, and without one they will deny your application.

Never fear though, that’s why we exist. You can apply for a new credit car loan with and get approved without a considerable credit history. Once you are approved, you can take a look at our curated selection of over 7,000 new and certified used vehicles that have all passed industry standard safety inspections.

Newcomers Car Loans

Unfortunately, when you move to a new country, your credit does not move with you. That means if you are new to Canada, you are basically rebuilding your credit all over again. This can be frustrating, especially when it holds you back from things you need in your new life, like a car loan in Ajax.

However, we want to help make your transition to Canada as easy as possible, which is why we offer newcomer car loans. And to make this process even more uncomplicated, we also offer FREE delivery of your new ride to any location in Ontario. Just let us know where and when, and one of our trustworthy team members will delivery your vehicle right to you!

Additionally, we also provide one-on-one customer support. If you require any help during the application process or need further clarification, do not hesitate to call! Our goal is to make the process of getting your car loan in Ajax as easy as possible and we are more than happy to answer any questions you may have.

No Credit Car Loans

There are a number of reasons why you might have a credit history but no credit score. For example, you may have just turned 18 a few months ago, making your first credit card only a couple of months old. This would mean you do not have enough data to calculate a score just yet. However, regardless of the reason why you do not have a credit score, there are very few banks who will approve your car loan in Ajax without one.

No credit? No problem! provides specialized no credit car loans that you can apply for online. In fact, a car loan is actually a great way to start building your credit so your score can be properly calculated. All you have to do is make sure that you are making your monthly installment payments on time and for their full amounts.

Bad Credit Car Loans

Probably the most problematic reason why you might be having trouble getting a car loan in Ajax is because you have bad credit. Just remember that bad credit does not mean you are a bad person, or a bad borrow. There is a wide range of reasons why your credit might not be in the best standing, and most of them are out of your control.

That being said, it can be extremely frustrating to apply for car loan after car loan only to be rejected over and over again—especially when you really need one. You don’t have to worry about that with though. We provide bad credit car loans that will get you back on the roads in no time at all!

A car loan is also a great way to rebuild your credit and get your score back into good standing. We will gladly help you reach this goal!

Contact Us

When you choose to finance your next car, you can rest assured knowing that your application will be approved, no matter what you current credit situation might be. Our team wants to see you thrive and will work hard to get you the best car loan Canada’s leading banks have to offer at the most competitive rates.

If you are having trouble getting a car loan in Ajax, you have come to the right place. Contact us to find out more information on our process and how you can get approved. Don’t let you credit hold you back, apply today!