Car Loans Ontario

Welcome to the website for, Canada’s most versatile and wide-ranging auto loan approval service. We understand how difficult it can be to get approved for an automobile loan. After all, it’s impossible to get away from that tiny, vital little credit score. No matter where you go, it’s arguably the single most important thing lenders will look for as they consider giving you money which you can pay back over time, in return for a car.

The Benefits Of Having A Car

Owning a car is one of the most important ways to integrate yourself into our society. Unless you live in a built-up urban environment with terrific public transport facilities, odds are you’re going to need one. Quite apart from the ability owning a car grants you to function in society, it also provides you with a degree of autonomy that isn’t really offered by any other single purchase (possibly becoming a homeowner is the one exception to this generalisation).

Getting a car can be a lot of hassle, especially if your credit situation isn’t ideal. This is the reason we’ve come up with a streamlined process which has been custom-built to provide you with the best possible opportunity of securing that car loan in Ontario you’ve been daydreaming about.

The Importance Of Credit

A computer screen displaying a financial graph.

Unfortunately, as anybody who has tried to secure approval for car loans in Ontario will understand all too well, it’s not always as easy as we might like it to be to secure approval for a loan. This problem is only exacerbated by the heavy importance placed on credit scores by lenders. While it makes sense—your credit score is a mathematical representation of how likely you are to pay back the money you owe in full and on time—the fact that it’s also incredibly frustrating isn’t much mitigated by the sense the process makes, logically speaking.

That’s why we’ve decided to create a service that is helpful to everybody who may want to consider using us. We don’t discriminate based on credit score—every single application for car loans in Ontario is considered, and we don’t weight one over another based on external factors.

On the following page you’ll be able to discover in more detail the ins and outs of the various types of credit score we can handle. While there’s no guarantee that you’ll get your car loan in Ontario secured, we feel confident that the range of credit score holders we can provide help for is extensive enough to include your exact situation, no matter what that exact situation may be.

New To Credit

One of the services we provide are for those buyers looking to secure car loans in Ontario who may be new to credit. These days, it can be easy to fall into the trap of assuming everybody already has a credit score. After all, a short period spent browsing the web’s credit-related articles is sure to turn up very few indeed which cater for those who are new to credit.

But like you know as well as we do, everybody’s credit score has to start somewhere. Nobody that we’re aware of has popped out of the womb clutching their FICO assessment paperwork, and while there’s a theoretical possibility of that happening in the future, we strongly doubt it’s a situation that is going to manifest anytime soon.

To that end, we offer services specifically tailored to those among us who are just starting out on their credit score odyssey, but still want an option when it comes to being able to secure car loans in Ontario.

We provide the lowest interest rates Canada’s leading banks have to offer, period. Of course we have competition, but when it comes to securing interest rates for our users in order to facilitate their securing car loans in Ontario, the competition simply can’t compete. It’s an easy process that won’t take more than three steps before you’re ready to drive your car straight out of the lot and directly towards the new life you’ll build for yourself.

The first step to securing car loans in Ontario if you’re new to credit is to full out our online application. All it takes is a few pieces of information that you’ll need to provide, and you won’t need to leave your desk in order to secure the data you need. What’s moire, our experienced and knowledgeable customer support time will provide a representative that will walk you through every step, so you don’t need to worry about making a mistake which could come back to haunt you.

After you’ve filled out the online application, the next step is to choose a vehicle. We offer over 7000 cars, so it’s a given that you’ll be able to find a model that fits your needs and wants.

The most important part of picking a vehicle is ensuring you make it through the various budgetary and banking restrictions which will be imposed on the process. We help you every step of the way; and as a guarantee of excellence, you’re able to exchange your first choice vehicle within the first 30 days of owning it, no questions asked and completely risk free.

No Credit Score

If you’re not new to credit but in fact aren’t yet in possession of a credit score, we’re here to help. There could be any number of reasons you don’t have a credit score yet. Whether it’s because you’ve just turned 18 and your first credit card hasn’t arrived yet, or you simply haven’t had an opportunity to start building up a credit history yet, we’ll be able to help you to secure car loans in Ontario.

While it can be worrying to think about taking on debt for yourself, there’s no reason to panic. It’s a normal part of everyday life for the vast majority of individuals, and with our experienced team of professionals here to reassure you every step of the way, we feel confident that you won’t stress any more than you absolutely have to.

If you don’t have a credit score, a car loan is an excellent way to start building your history, given that it’s relatively small in comparison to other types of loan.

The most important thing is to ensure you meet your payments on-time and in full. No matter what your situation is, the team here at Ontario car loans will ensure that the financing scheme you eventually wind up securing for yourself is realistic, considering your current situation in life, as well as desirable, in terms of the overall loan terms you’ll be committing yourself to.

We guarantee that you won’t wind up in a situation you’re uncomfortable with—customizability is a crucial part of the service we offer here, and forcing you to commit to car loans in Ontario you’re not happy with is simply not part of the deal.

Bad Credit Score

Perhaps the trickiest situation to be in when you find yourself applying for car loans in Ontario is if you’re in possession of a less than optimal credit score. It’s a reality for many of us these days, which is why we’ve decided to come up with a complete, bespoke solution for exactly this scenario.

If you have a bad credit score, there are a few ways can help you out with securing car loans in Ontario. The first of these is that we’ll guarantee you find your dream vehicle through a no credit car loan. The second way, which is maybe even more impressive, is that we’ll allow you to leverage your loan with us in order to increase your credit score.

That’s right: not only will we assist you in finding car loans in Ontario, we’ll actually help you build up your credit score in the process! We’ll be here to help you every step of the way as you work towards building a credit score that more accurately reflects how reliable you are as somebody to loan money to.

Newcomers To Canada

Finally, we also offer support to people who are new arrivals in Canada. We’ll explain to you which are the major bureaus that operate in Canada, as well as laying out how your credit score is calculated, and which decisions you need to make in order to give yourself the best chance at building up a solid credit history.

Getting car loans in Ontario doesn’t need to be impossible if you’re a newcomer to the country, and we can guarantee that the terms and length of the loan we help you get approved for are a) reasonable, and b) safe enough to prevent you winding up in a situation you’re not comfortable with.

Get In Touch

If there’s any aspect of our services that’s still confusing, do get in touch with us here. We’re more than happy to explain anything that isn’t crystal clear, and we’d love any feedback on our services that you may be able to provide to us.